Your Paycheck Builds Credit
Get automatic approval for credit up to your paycheck when you direct deposit paychecks of at least $500 a month. Offer Details
Credit and Debit in One Card
Nirvana Money is a credit card that also works like a debit card. Use credit when you need it and cash when you have it.
Zero Hidden Fees
We don’t play gotcha — zero hidden fees. No late fees. No overdraft fees. Plus, no ATM fees at over 55,000 ATMs2 at the places you always go, like Target, CVS and Walgreens. Membership is just $8 a month.