Win 100% Cashback

Play the Money Game1 to win every time you make a card purchase. Win up to $10,000 every game.

You can also play to Double Your Paycheck on every direct deposit. And play to win Double Your Cash in your account, each month.  

Join Waitlist
You agree to our Privacy Policy.
Membership is only $8 a month.
Account Terms
Build Credit
Credit + Debit Hybrid
Zero Hidden Fees

Your Paycheck Builds Credit

Get a credit line up to the amount of your paycheck when your direct deposits total at least $500 a month. Offer Details

Credit and Debit in One Card

Nirvana Money is a credit card that also works like a debit card. Use credit when you need it and cash when you have it.

Zero Hidden Fees

We don’t play gotcha — zero hidden fees. No late fees. No overdraft fees. Plus, no ATM fees at over 55,000 ATMs2 at the places you always go, like Target, CVS and Walgreens. Membership is just $8 a month.

Nirvana credit card in different colors

Membership is only $8 a month

Your Nirvana Money card comes with membership protections against financial worries and information on building healthy financial habits.