“The best things about credit and debit with zero hidden fees.”

Nirvana Money is the first to combine all your money into one hybrid card. It’s a credit card that helps you build credit. To increase your credit line, fund it with your paycheck. You can also use it like a debit card when you fund it with cash.

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Membership is only $8 a month.
Account Terms
Build Credit
Credit + Debit Hybrid
Zero Hidden Fees

Your Paycheck Builds Credit

Get a credit line up to the amount of your paycheck when your direct deposits total at least $500 a month. Offer Details

Match & Win!

Play the Money Game1 to win every time you earn, save and spend. Just match two cards to win up to $10,000. 

Zero Hidden Fees

We don’t play gotcha — zero hidden fees. No late fees. No overdraft fees. Plus, no ATM fees at over 55,000 ATMs2 at the places you always go, like Target, CVS and Walgreens. Membership is just $8 a month.

Nirvana credit card in different colors

Membership is only $8 a month

Your Nirvana Money card comes with membership protections against financial worries and information on building healthy financial habits.