Nirvana Money Membership

Protection and information to build a better life.

Your Nirvana Membership

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Join Nirvana
Your Nirvana Membership
Interest Rate Pledge
Emergency Lifeline
Zero Fees

Happiness Guarantee

If you’re not completely happy with everything we do, we’ll refund the past three months of your interest paid and membership subscription.

Happiness Guarantee

Coming Soon

Many benefits to help you achieve a happier, healthier financial life.

Emergency Lifeline

Nirvana Membership

Membership is Only 27 Cents a Day

Your Nirvana Money card comes with membership protections against financial worries and information on building healthy financial habits. 

Money Made Simple

Card and Hand

Cash + credit

in one place — combines your bank account and credit card.

Avoid interest charges

We automatically pay down your outstanding credit every night.

Put your paycheck to work

Connect direct deposit to increase your credit line.

Card and Hand


See how Nirvana Money stacks up against traditional banks.

Bank Account
Credit Card
Credit Line
Cash Access
Easy Approval
Direct Deposit
Zero Late Fees
Zero Overdraft Fees
Double Your Paycheck1
Double Your Cash1
Buy Stuff Free1

Still Not Convinced?

Try the Nirvana Money card with no commitment.

Try Nirvana Money for 90 days. If you’re not satisfied for any reason, we’ll refund all interest paid and membership subscription. (But you can keep all the cash prizes you won when playing the Money Game.1)