Credit and Debit in One Card

Nirvana Money is a new kind of credit card. It's credit when you need it. Cash when you have it. All your money in one place.

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Your Paycheck Builds Credit

Get a credit line up to the amount of your paycheck when your direct deposits total at least $500 a month. Offer Details

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"You work hard for every paycheck. You worry about bills and unexpected expenses. You earn decent money, but it feels like never quite enough. The big banks and credit card companies only welcome affluent customers or let you in but charge high fees. Why can’t money be simpler? It should be, it can be.

We’re building a credit card and bank account combination. To be first in line, I invite you to join our waitlist."


- Bill Harris, Founder & CEO of Nirvana Money