Credit + Debit
in One Card
Nirvana Money is a credit card that also works like a debit card. Use credit when you need it and cash when you have it.
- Credit card and bank account in one
- Credit line increase with paycheck deposit (See Offer)
- No late fees, No ATM fees1
- Free Credit Score monitoring in app



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Your Paycheck
Builds Credit
Get a credit line up to the amount of your paycheck when your direct deposits total at least $500 a month.
Offer Details
late fees
overdraft fees
ATM fees
Foreign Transaction fees
overdraft fees
ATM fees
Foreign Transaction fees
late fees
ATM fees
Foreign Transaction fees
late fees
overdraft fees
No Hidden Fees
No late fees. No overdraft fees. No ATM fees2 at over 55,000 ATMs at places like Target, CVS and Walgreens.
Membership is only $8 a month.
Match & Win
Play the Money Game1 to win every time you earn, save and spend. Just match two cards to win up to $10,000.


Membership is Only $8 a Month
Your Nirvana Money card offers protections against financial worries, free credit score monitoring and information on building healthy financial habits.